Interest Free Credit is available on orders over £1250 you choose the loan length between 6 to 36 months.
Buying your new furniture is an investment so to help you spread the cost of your purchase we have teamed up with Omni Capital Finance to offer interest free credit which offers you flexibility and an affordable manageable way to pay.
Choose monthly repayment amounts or loan length of between 6 to 36 months available on orders of £1250 to £15000.
Quick Applications, Decisions in Seconds
Omni Capital Finance gives you flexibility and control, letting you choose a monthly repayment amount or loan length of between 6 to 36 months available on orders of £1,250 up to £15,000
The example below is based on a typical purchase using our Interest Free Credit.
ITEM VALUE (CASH PRICE): £1,399
Total Amount Of Credit : £1,259.10
Agreement Length: 18 Months
Annual Rate Of Interest: 0% P.A
Representative APR 0% APR
18 x Monthly Payments: £69.95
Total Amount Repayable: £1,259.10
* Interest Free Credit is subject to application and status. Scossa act as a credit broker and not the lender.
We are unable to apply any savings or discounts to any orders placed using our finance option.
When choosing to pay by finance, 90% of your order total will be passed to Omni Retail Finance to calculate your payment terms and monthly payment. To prevent fraud, 10% of the order value will be held by Scossa as a deposit of your payment.
Following a successful application, a designated member of our Customer Services team will contact you to process payment of your deposit via a credit or debit card. Once we have received your deposit, we will begin processing the order for delivery within the given lead time.
To be eligible to apply you must be at least 18 years of age and under 75 years of age
be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age; or in receipt of an invalidity or disability allowance
Be a UK resident
Be able to make repayments by direct debit
Provide your previous address if you have lived at your current address for less than 3 years
Please be aware that any purchase using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.
We are here to help so if you experience any problems please do not hesitate to contact us on 01772 713434 or email us at firstname.lastname@example.org
If your application is unsuccessful your order will automatically be cancelled. You can still purchase the item in full via PayPal or with a valid credit or debit card. If you wish to reapply please call us on 01772 713434 or email us at email@example.com
Omni Capital Retail Finance is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 720279). Registered in England. Registered No. 07232938. Registered office: 10 Norwich Street, London, England, EC4A 1BD. If your application is successful you will enter into a Credit Agreement with Finance. Omni Capital Retail Finance.
Helen Stevenson and Lee Stevenson Trading as Scossa are authorised by the Financial Conduct Authority (Financial Services Register number: 703495)